Major Rating Factors:
Good overall results on stability tests (5.6 on a scale of 0 to 10) despite fair risk adjusted capital in prior years. Stability strengths include excellent operational trends and good risk diversification. Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2023. Ample reserve history (9.2) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (8.2). Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Personal/comm auto (11.1%), other (88.9%)
Licensed in:
WI
Principal Investments:
Investment grade bonds (64.8%), common stock (32.7%), preferred stock (1.4%), cash (0.5%), other (0.6%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
2418 Crossroads Drive
Madison, WI 53718
Madison, WI 53718
Phone Number
(608) 246-3336
NAIC Number
27880
Website
Largest Affiliates
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