B
Patrons Oxford Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.98
Risk Adjusted
Capital Ratio #2
3.58
Loss
Ratio
--
Total
Assets
30.77M
Capital
13.01M
Net
Premiums
0.00
Net
Income
-204.69K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,384
406
2,790
14.55%
23.88%
2024
2,582
522
3,104
16.82%
23.31%
2023
2,282
494
2,776
17.80%
22.83%
2021
2,131
416
2,547
16.33%
22.81%
2020
2,468
405
2,873
14.10%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
8
1
9
11.11%
49.08%
2024
8
2
10
20.00%
47.46%
2023
1
3
4
75.00%
47.29%
2021
5
0
5
0.00%
44.40%
2020
5
0
5
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
81
69
150
46.00%
42.44%
2024
66
78
144
54.17%
41.75%
2023
114
110
224
49.11%
38.64%
2021
52
66
118
55.93%
40.41%
2020
53
98
151
64.90%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
298
121
419
28.88%
38.98%
2024
500
241
741
32.52%
39.58%
2023
570
297
867
34.26%
36.96%
2021
409
241
650
37.08%
39.17%
2020
587
331
918
36.06%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
2
2
100.00%
16.34%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
379
169
548
30.84%
45.21%
2024
503
212
715
29.65%
45.23%
2023
423
180
603
29.85%
44.64%
2021
471
201
672
29.91%
46.87%
2020
522
199
721
27.60%
43.90%