Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
160
32
192
16.67%
23.88%
2024
138
52
190
27.37%
23.31%
2023
175
32
207
15.46%
22.83%
2022
211
35
246
14.23%
23.10%
2021
0
0
0
0.00%
22.81%
2020
131
36
167
21.56%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
106
38
144
26.39%
49.08%
2024
83
40
123
32.52%
47.46%
2023
99
33
132
25.00%
47.29%
2022
86
27
113
23.89%
45.44%
2021
109
21
130
16.15%
44.40%
2020
68
14
82
17.07%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
164
124
288
43.06%
42.44%
2024
191
130
321
40.50%
41.75%
2023
220
122
342
35.67%
38.64%
2022
252
83
335
24.78%
39.39%
2021
243
87
330
26.36%
40.41%
2020
238
73
311
23.47%
48.09%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
1
0
1
0.00%
12.32%
2023
1
0
1
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
79
22
101
21.78%
34.83%
2024
73
29
102
28.43%
35.33%
2023
107
31
138
22.46%
35.67%
2022
143
0
143
0.00%
37.14%
2021
111
0
111
0.00%
35.46%
2020
47
27
74
36.49%
33.86%