C
High Point Preferred Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.34
Risk Adjusted
Capital Ratio #2
1.07
Loss
Ratio
58.40%
Total
Assets
443.41M
Capital
188.76M
Net
Premiums
226.66M
Net
Income
22.44M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
1
1
100.00%
23.88%
2023
0
1
1
100.00%
22.83%
2020
0
0
0
0.00%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
4,196
2,417
6,613
36.55%
38.98%
2024
5,336
2,920
8,256
35.37%
39.58%
2023
6,064
3,640
9,704
37.51%
36.96%
2022
5,943
3,448
9,391
36.72%
37.07%
2021
8,231
6,290
14,521
43.32%
39.17%
2020
7,365
3,927
11,292
34.78%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
2
2
100.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
1
1
100.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
34.83%
2024
0
0
0
0.00%
35.33%
2023
0
0
0
0.00%
35.67%
2022
0
1
1
100.00%
37.14%
2021
0
1
1
100.00%
35.46%
2020
0
0
0
0.00%
33.86%