D
Kentucky National Ins Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,264
193
1,457
13.25%
23.31%
2023
1,408
178
1,586
11.22%
22.83%
2022
1,348
168
1,516
11.08%
23.10%
2021
1,579
191
1,770
10.79%
22.81%
2020
1,761
258
2,019
12.78%
21.51%
2019
2,455
377
2,832
13.31%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
0
0
0
0.00%
44.33%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
542
153
695
22.01%
39.58%
2023
2,097
328
2,425
13.53%
36.96%
2022
759
252
1,011
24.93%
37.07%
2021
742
274
1,016
26.97%
39.17%
2020
1,183
304
1,487
20.44%
35.42%
2019
888
260
1,148
22.65%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
360
185
545
33.94%
45.22%
2023
327
128
455
28.13%
44.64%
2022
369
114
483
23.60%
46.15%
2021
446
130
576
22.57%
46.87%
2020
503
179
682
26.25%
43.90%
2019
862
246
1,108
22.20%
42.09%