B
Independent Mutual Fire Ins Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Independent Mutual Fire Ins Co
Hunt Valley, MD
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Rating B
Capitalization Index 7.50
Investment Safety Index --
Liquidity Index 7.50
Profitability Index 3.80
Reserve Adequacy Index 9.20
Stability Index 5.80
Company Info Independent Mutual Fire Ins Co
Hunt Valley, MD
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Industry P&C
NAIC Number 29831
Phone Number (443) 578-5708
Website www.imfco.net
Address 211 Schilling Circle Hunt Valley, MD 21031
Balance Sheet Independent Mutual Fire Ins Co
Hunt Valley, MD
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Total Assets 71.31M
Capital and Reserves Independent Mutual Fire Ins Co
Hunt Valley, MD
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Risk-Adjusted Capital Ratio #1 2.54
Risk-Adjusted Capital Ratio #2 1.53
1-Year Reserve Development -150.00%
2-Year Reserve Development -190.00%
Capital 56.57M
Premium to Surplus 20.00%
Reserves to Surplus 0.00%
Investments Independent Mutual Fire Ins Co
Hunt Valley, MD
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Independent Mutual Fire Ins Co
Hunt Valley, MD
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Medical Loss Ratio --
Cash From Underwriting 80.00%
Combined Ratio 130.00%
Expense Ratio 70.00%
Loss Ratio 62.04%
Net Premium Growth 20.00%
Other Medical Independent Mutual Fire Ins Co
Hunt Valley, MD
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Independent Mutual Fire Ins Co
Hunt Valley, MD
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Net Income -436.47K
Net Premium 5.12M
Health Premium --