D
ZNAT Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.95
Risk Adjusted
Capital Ratio #2
1.43
Loss
Ratio
62.16%
Total
Assets
53.92M
Capital
18.76M
Net
Premiums
15.59M
Net
Income
598.69K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
9
2
11
18.18%
23.88%
2024
11
2
13
15.38%
23.31%
2023
12
2
14
14.29%
22.83%
2022
12
2
14
14.29%
23.10%
2021
0
0
0
0.00%
22.81%
2020
10
2
12
16.67%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5
1
6
16.67%
49.08%
2024
6
2
8
25.00%
47.46%
2023
6
2
8
25.00%
47.29%
2022
6
2
8
25.00%
45.44%
2021
3
1
4
25.00%
44.40%
2020
5
2
7
28.57%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5
2
7
28.57%
42.44%
2024
424
121
545
22.20%
41.75%
2023
11
35
46
76.09%
38.64%
2022
10
3
13
23.08%
39.39%
2021
11
3
14
21.43%
40.41%
2020
9
3
12
25.00%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
83.87%
2024
0
0
0
0.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
13.25%
2024
1
1
2
50.00%
12.32%
2023
1
1
2
50.00%
16.34%
2022
1
1
2
50.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
1
1
2
50.00%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
271
57
328
17.38%
34.83%
2024
288
58
346
16.76%
35.33%
2023
288
60
348
17.24%
35.67%
2022
291
61
352
17.33%
37.14%
2021
298
64
362
17.68%
35.46%
2020
259
54
313
17.25%
33.86%