C
Zale Indemnity Co
Coppell,  TX
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
9.07
Risk Adjusted
Capital Ratio #2
7.46
Loss
Ratio
10.85%
Total
Assets
15.98M
Capital
14.49M
Net
Premiums
898.31K
Net
Income
757.79K
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Weiss Ratings Zale Indemnity Co
Coppell, TX 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 9.50
Profitability Index 3.60
Reserve Adequacy Index 9.10
Stability Index 2.80
Company Info Zale Indemnity Co
Coppell, TX 		Click to
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Industry P&C
NAIC Number 30325
Phone Number (972) 580-4190
Website --
Address 9797 Rombauer Road Coppell, TX 75019
Balance Sheet Zale Indemnity Co
Coppell, TX 		Click to
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Total Assets 15.98M
Capital and Reserves Zale Indemnity Co
Coppell, TX 		Click to
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Risk-Adjusted Capital Ratio #1 9.07
Risk-Adjusted Capital Ratio #2 7.46
1-Year Reserve Development -130.00%
2-Year Reserve Development -60.00%
Capital 14.49M
Premium to Surplus 10.00%
Reserves to Surplus 0.00%
Investments Zale Indemnity Co
Coppell, TX 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Zale Indemnity Co
Coppell, TX 		Click to
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Medical Loss Ratio --
Cash From Underwriting 240.00%
Combined Ratio 40.00%
Expense Ratio 30.00%
Loss Ratio 10.85%
Net Premium Growth 0.00%
Other Medical Zale Indemnity Co
Coppell, TX 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Zale Indemnity Co
Coppell, TX 		Click to
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Net Income 757.79K
Net Premium 898.31K
Health Premium --