Farmers & Mrchnt Mutl Fire Ins

Calumet, MI

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

4.48

Risk Adjusted
Capital Ratio #2

2.69

Loss
Ratio

62.28%

Total
Assets

45.03M

Capital

38.28M

Net
Premiums

3.83M

Net
Income

645.02K

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Weiss Ratings	Farmers & Mrchnt Mutl Fire Ins Calumet, MI	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	9.50
Investment Safety Index	--
Liquidity Index	7.30
Profitability Index	4.70
Reserve Adequacy Index	7.00
Stability Index	5.40

Company Info	Farmers & Mrchnt Mutl Fire Ins Calumet, MI	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	30341
Phone Number	(906) 337-3512
Website	www.farmmut.com
Address	100 Fourth Street Calumet, MI 49913

Balance Sheet	Farmers & Mrchnt Mutl Fire Ins Calumet, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	45.03M

Capital and Reserves	Farmers & Mrchnt Mutl Fire Ins Calumet, MI	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	4.48
Risk-Adjusted Capital Ratio #2	2.69
1-Year Reserve Development	-0.33%
2-Year Reserve Development	-0.52%
Capital	38.28M
Premium to Surplus	10.01%
Reserves to Surplus	2.19%

Investments	Farmers & Mrchnt Mutl Fire Ins Calumet, MI	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Farmers & Mrchnt Mutl Fire Ins Calumet, MI	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	78.98%
Combined Ratio	127.36%
Expense Ratio	65.08%
Loss Ratio	62.28%
Net Premium Growth	4.92%

Other Medical	Farmers & Mrchnt Mutl Fire Ins Calumet, MI	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Farmers & Mrchnt Mutl Fire Ins Calumet, MI	Click to Compare	Click to Compare	Click to Compare
Net Income	645.02K
Net Premium	3.83M
Health Premium	--