Otsego Cnty Patrons Co-Op Fire

Schenevus, NY

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

0.81

Risk Adjusted
Capital Ratio #2

0.55

Loss
Ratio

52.47%

Total
Assets

3.04M

Capital

651.71K

Net
Premiums

1.38M

Net
Income

-142.89K

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Weiss Ratings	Otsego Cnty Patrons Co-Op Fire Schenevus, NY	Click to Compare	Click to Compare	Click to Compare
Rating	D
Capitalization Index	3.50
Investment Safety Index	--
Liquidity Index	6.50
Profitability Index	1.70
Reserve Adequacy Index	7.00
Stability Index	1.00

Company Info	Otsego Cnty Patrons Co-Op Fire Schenevus, NY	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	30350
Phone Number	(607) 638-9741
Website	www.otsegocountypatrons.com
Address	8146 State Highway Seven Schenevus, NY 12155

Balance Sheet	Otsego Cnty Patrons Co-Op Fire Schenevus, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	3.04M

Capital and Reserves	Otsego Cnty Patrons Co-Op Fire Schenevus, NY	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	0.81
Risk-Adjusted Capital Ratio #2	0.55
1-Year Reserve Development	-13.45%
2-Year Reserve Development	-4.82%
Capital	651.71K
Premium to Surplus	211.79%
Reserves to Surplus	19.53%

Investments	Otsego Cnty Patrons Co-Op Fire Schenevus, NY	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Otsego Cnty Patrons Co-Op Fire Schenevus, NY	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	84.90%
Combined Ratio	109.78%
Expense Ratio	57.31%
Loss Ratio	52.47%
Net Premium Growth	-4.72%

Other Medical	Otsego Cnty Patrons Co-Op Fire Schenevus, NY	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Otsego Cnty Patrons Co-Op Fire Schenevus, NY	Click to Compare	Click to Compare	Click to Compare
Net Income	-142.89K
Net Premium	1.38M
Health Premium	--