Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,160
51
2,211
2.31%
23.88%
2024
1,693
59
1,752
3.37%
23.31%
2023
1,303
36
1,339
2.69%
22.83%
2022
1,397
30
1,427
2.10%
23.10%
2021
1,213
40
1,253
3.19%
22.81%
2020
983
31
1,014
3.06%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
535
152
687
22.13%
38.98%
2024
334
129
463
27.86%
39.58%
2023
415
136
551
24.68%
36.96%
2022
504
147
651
22.58%
37.07%
2021
333
157
490
32.04%
39.17%
2020
461
178
639
27.86%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
2
5
40.00%
13.25%
2024
3
1
4
25.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
3
3
100.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
129
10
139
7.19%
45.21%
2024
117
6
123
4.88%
45.23%
2023
92
3
95
3.16%
44.64%
2022
116
5
121
4.13%
46.15%
2021
117
10
127
7.87%
46.87%
2020
124
2
126
1.59%
43.90%