C
USA Underwriters Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.04
Risk Adjusted
Capital Ratio #2
0.90
Loss
Ratio
51.62%
Total
Assets
102.60M
Capital
38.88M
Net
Premiums
42.94M
Net
Income
9.90M
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Weiss Ratings USA Underwriters Ins Co
Birmingham, MI 		Click to
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Rating C
Capitalization Index 4.40
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 6.40
Reserve Adequacy Index 5.80
Stability Index 5.40
Company Info USA Underwriters Ins Co
Birmingham, MI 		Click to
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Industry P&C
NAIC Number 30457
Phone Number (248) 541-2800
Website usaunderwriters.com
Address 400 Hamilton Row Birmingham, MI 48009
Balance Sheet USA Underwriters Ins Co
Birmingham, MI 		Click to
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Total Assets 102.60M
Capital and Reserves USA Underwriters Ins Co
Birmingham, MI 		Click to
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Risk-Adjusted Capital Ratio #1 1.04
Risk-Adjusted Capital Ratio #2 0.90
1-Year Reserve Development 7.43%
2-Year Reserve Development -12.83%
Capital 38.88M
Premium to Surplus 110.43%
Reserves to Surplus 119.35%
Investments USA Underwriters Ins Co
Birmingham, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios USA Underwriters Ins Co
Birmingham, MI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 104.28%
Combined Ratio 76.86%
Expense Ratio 25.24%
Loss Ratio 51.62%
Net Premium Growth 0.23%
Other Medical USA Underwriters Ins Co
Birmingham, MI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability USA Underwriters Ins Co
Birmingham, MI 		Click to
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Net Income 9.90M
Net Premium 42.94M
Health Premium --