D
USA Underwriters Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.70
Risk Adjusted
Capital Ratio #2
0.50
Loss
Ratio
60.79%
Total
Assets
90.51M
Capital
32.47M
Net
Premiums
40.46M
Net
Income
5.84M
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Weiss Ratings USA Underwriters Ins Co
Birmingham, MI 		Click to
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Rating D
Capitalization Index 2.50
Investment Safety Index --
Liquidity Index 7.40
Profitability Index 6.40
Reserve Adequacy Index 5.90
Stability Index 4.00
Company Info USA Underwriters Ins Co
Birmingham, MI 		Click to
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Industry P&C
NAIC Number 30457
Phone Number (855) 230-1656
Website usaunderwriters.com
Address 400 Hamilton Row Birmingham, MI 48009
Balance Sheet USA Underwriters Ins Co
Birmingham, MI 		Click to
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Total Assets 90.51M
Capital and Reserves USA Underwriters Ins Co
Birmingham, MI 		Click to
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Risk-Adjusted Capital Ratio #1 0.70
Risk-Adjusted Capital Ratio #2 0.50
1-Year Reserve Development 2,120.00%
2-Year Reserve Development -2,660.00%
Capital 32.47M
Premium to Surplus 150.00%
Reserves to Surplus 140.00%
Investments USA Underwriters Ins Co
Birmingham, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios USA Underwriters Ins Co
Birmingham, MI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 60.79%
Net Premium Growth 30.00%
Other Medical USA Underwriters Ins Co
Birmingham, MI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability USA Underwriters Ins Co
Birmingham, MI 		Click to
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Net Income 5.84M
Net Premium 40.46M
Health Premium --