A
Farm Crdt Sys Assn Captive Ins
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (7.3) with small operating losses during 2022. Excellent expense controls.
Other Rating Factors: Excellent liquidity (8.2) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.0). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors: R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (19.0%), comm multi (11.0%), work comp (6.7%), other (63.4%)
Licensed in: CO
Principal Investments: Investment grade bonds (84.6%), common stock (14.0%), cash (0.6%), other (0.9%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
6312 South Fiddlers Green Circle
Greenwood Village, CO 80111
Phone Number
(303) 721-3200
NAIC Number
30805
Largest Affiliates
No affiliate information available.