A
Farm Crdt Sys Assn Captive Ins
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
8.18
Risk Adjusted
Capital Ratio #2
4.88
Loss
Ratio
64.79%
Total
Assets
154.86M
Capital
119.60M
Net
Premiums
33.37M
Net
Income
12.38M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
294
42
336
12.50%
23.88%
2024
293
47
340
13.82%
23.31%
2023
0
0
0
0.00%
22.83%
2022
232
54
286
18.88%
23.10%
2021
0
0
0
0.00%
22.81%
2020
256
22
278
7.91%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
41
15
56
26.79%
49.08%
2024
52
14
66
21.21%
47.46%
2023
0
0
0
0.00%
47.29%
2022
74
26
100
26.00%
45.44%
2021
55
23
78
29.49%
44.40%
2020
41
18
59
30.51%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
26
14
40
35.00%
42.44%
2024
38
16
54
29.63%
41.75%
2023
0
0
0
0.00%
38.64%
2022
34
10
44
22.73%
39.39%
2021
28
16
44
36.36%
40.41%
2020
55
8
63
12.70%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
4
15
19
78.95%
83.87%
2024
8
15
23
65.22%
81.44%
2023
0
0
0
0.00%
74.87%
2022
15
16
31
51.61%
72.69%
2021
8
6
14
42.86%
79.01%
2020
17
5
22
22.73%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
41
145
186
77.96%
13.25%
2024
38
150
188
79.79%
12.32%
2023
0
0
0
0.00%
16.34%
2022
1
0
1
0.00%
11.13%
2021
2
1
3
33.33%
18.93%
2020
1
3
4
75.00%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
21
37
58
63.79%
34.83%
2024
19
39
58
67.24%
35.33%
2023
0
0
0
0.00%
35.67%
2022
18
93
111
83.78%
37.14%
2021
10
35
45
77.78%
35.46%
2020
31
8
39
20.51%
33.86%