E
Ins Placement Facility of PA
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Weak profitability index (2.0 on a scale of 0 to 10) with operating losses during 2021, 2022, 2023 and 2025. Weak overall results on stability tests (0.0) including weak risk diversification, weak results on operational trends and negative cash flow from operations for 2025. The largest net exposure for one risk is excessive at 43.7% of capital. Fair liquidity (4.1) as cash resources may not be adequate to cover a spike in claims.
Other Rating Factors: Good long-term capitalization index (6.9) based on good current risk adjusted capital (severe and moderate loss scenarios), although results have slipped from the excellent range during the last year. Ample reserve history (7.0) that can protect against increases in claims costs.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Fire (65.7%), other (34.3%)
Licensed in: PA
Principal Investments: Cash (20.3%), other (79.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
190 North Independence Mall, West
Philadelphia, PA 19106
Phone Number
(215) 629-8800
NAIC Number
30864
Largest Affiliates
There are no affiliate to display.