Commercial Auto Liability
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2020
									
									
										11
									
									
										5
									
									
										16
									
									
										31.25%
									
									
										42.45%
									
								
										2019
									
									
										10
									
									
										8
									
									
										18
									
									
										44.44%
									
									
										44.33%
									
								
										Commercial Multiple Peril
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										169
									
									
										89
									
									
										258
									
									
										34.50%
									
									
										41.74%
									
								
										2023
									
									
										207
									
									
										115
									
									
										322
									
									
										35.71%
									
									
										38.64%
									
								
										2022
									
									
										152
									
									
										47
									
									
										199
									
									
										23.62%
									
									
										39.39%
									
								
										2021
									
									
										65
									
									
										34
									
									
										99
									
									
										34.34%
									
									
										40.41%
									
								
										2020
									
									
										12
									
									
										8
									
									
										20
									
									
										40.00%
									
									
										48.09%
									
								
										Other Liability: Claims Made
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										1
									
									
										1
									
									
										2
									
									
										50.00%
									
									
										81.44%
									
								
										2023
									
									
										1
									
									
										0
									
									
										1
									
									
										0.00%
									
									
										74.87%
									
								
										2022
									
									
										1
									
									
										0
									
									
										1
									
									
										0.00%
									
									
										72.69%