Major Rating Factors:
Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Excellent profitability index (8.7) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 11.7%.
Other Rating Factors:
Excellent liquidity (8.1) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.7). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (4.4%), fin guar/surety (0.3%), other (95.3%)
Licensed in:
All states except FL
Principal Investments:
Investment grade bonds (43.7%), common stock (8.2%), cash (1.4%), non investment grade bonds (0.7%), preferred stock (0.2%), other (45.9%)
Corporate Info
Group Affiliation
U-Haul Holding Co
Investment Rating
Company Address
2721 North Central Avenue
Phoenix, AZ 85004
Phoenix, AZ 85004
Phone Number
(833) 228-0632
NAIC Number
31089
Website
Largest Affiliates