C
Baldwin Mutual Ins Co
Foley,  AL
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Baldwin Mutual Ins Co
Foley, AL
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 4.40
Reserve Adequacy Index 7.00
Stability Index 3.10
Company Info Baldwin Mutual Ins Co
Foley, AL
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Industry P&C
NAIC Number 31186
Phone Number (251) 943-8526
Website www.baldwinmutual.com
Address 315 East Laurel Avenue Foley, AL 36535
Balance Sheet Baldwin Mutual Ins Co
Foley, AL
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Total Assets 12.58M
Capital and Reserves Baldwin Mutual Ins Co
Foley, AL
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Risk-Adjusted Capital Ratio #1 5.07
Risk-Adjusted Capital Ratio #2 4.05
1-Year Reserve Development 0.20%
2-Year Reserve Development -1.22%
Capital 10.84M
Premium to Surplus 21.49%
Reserves to Surplus 1.36%
Investments Baldwin Mutual Ins Co
Foley, AL
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Baldwin Mutual Ins Co
Foley, AL
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Medical Loss Ratio --
Cash From Underwriting 77.48%
Combined Ratio 125.92%
Expense Ratio 85.36%
Loss Ratio 40.56%
Net Premium Growth 3.15%
Other Medical Baldwin Mutual Ins Co
Foley, AL
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Baldwin Mutual Ins Co
Foley, AL
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Net Income 1.37M
Net Premium 2.33M
Health Premium --