C
Baldwin Mutual Ins Co
Foley,  AL
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.47
Risk Adjusted
Capital Ratio #2
4.27
Loss
Ratio
42.84%
Total
Assets
12.65M
Capital
10.76M
Net
Premiums
1.30M
Net
Income
1.29M
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Weiss Ratings Baldwin Mutual Ins Co
Foley, AL 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.60
Profitability Index 3.60
Reserve Adequacy Index 7.00
Stability Index 3.10
Company Info Baldwin Mutual Ins Co
Foley, AL 		Click to
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Industry P&C
NAIC Number 31186
Phone Number (251) 943-8526
Website www.baldwinmutual.com
Address 315 East Laurel Avenue Foley, AL 36535
Balance Sheet Baldwin Mutual Ins Co
Foley, AL 		Click to
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Total Assets 12.65M
Capital and Reserves Baldwin Mutual Ins Co
Foley, AL 		Click to
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Risk-Adjusted Capital Ratio #1 5.47
Risk-Adjusted Capital Ratio #2 4.27
1-Year Reserve Development -110.00%
2-Year Reserve Development 90.00%
Capital 10.76M
Premium to Surplus 20.00%
Reserves to Surplus 0.00%
Investments Baldwin Mutual Ins Co
Foley, AL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Baldwin Mutual Ins Co
Foley, AL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 80.00%
Combined Ratio 130.00%
Expense Ratio 80.00%
Loss Ratio 42.84%
Net Premium Growth -10.00%
Other Medical Baldwin Mutual Ins Co
Foley, AL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Baldwin Mutual Ins Co
Foley, AL 		Click to
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Net Income 1.29M
Net Premium 1.30M
Health Premium --