B
Financial Pacific Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
206
127
333
38.14%
23.88%
2024
233
113
346
32.66%
23.31%
2023
124
258
382
67.54%
22.83%
2022
256
128
384
33.33%
23.10%
2021
359
162
521
31.09%
22.81%
2020
923
310
1,233
25.14%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
109
78
187
41.71%
49.08%
2024
114
68
182
37.36%
47.46%
2023
72
128
200
64.00%
47.29%
2022
131
69
200
34.50%
45.44%
2021
170
76
246
30.89%
44.40%
2020
446
182
628
28.98%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
122
80
202
39.60%
42.44%
2024
30
20
50
40.00%
41.75%
2023
19
35
54
64.81%
38.64%
2022
38
21
59
35.59%
39.39%
2021
52
30
82
36.59%
40.41%
2020
105
157
262
59.92%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
38.98%
2024
0
0
0
0.00%
39.58%
2023
0
0
0
0.00%
36.96%
2022
2
1
3
33.33%
37.07%
2021
70
21
91
23.08%
39.17%
2020
330
212
542
39.11%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
95.15%
2024
0
0
0
0.00%
96.08%
2023
0
0
0
0.00%
95.22%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
83.87%
2024
0
2
2
100.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
7
10
17
58.82%
13.25%
2024
33
32
65
49.23%
12.32%
2023
42
35
77
45.45%
16.34%
2022
39
35
74
47.30%
11.13%
2021
49
37
86
43.02%
18.93%
2020
119
71
190
37.37%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
45.21%
2024
0
0
0
0.00%
45.23%
2021
13
6
19
31.58%
46.87%
2020
81
35
116
30.17%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
1
2
50.00%
63.59%
2024
8
8
16
50.00%
63.97%
2023
8
11
19
57.89%
62.55%
2022
10
9
19
47.37%
56.52%
2021
14
10
24
41.67%
62.74%
2020
23
13
36
36.11%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
65
12
77
15.58%
34.83%
2024
45
13
58
22.41%
35.33%
2023
10
40
50
80.00%
35.67%
2022
45
12
57
21.05%
37.14%
2021
63
20
83
24.10%
35.46%
2020
151
46
197
23.35%
33.86%