Major Rating Factors:
History of adequate reserve strength (6.7 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Fair overall results on stability tests (4.5) including weak results on operational trends.
Other Rating Factors:
Strong long-term capitalization index (9.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent profitability (7.7) with operating gains in each of the last five years. Excellent liquidity (8.7) with ample operational cash flow and liquid investments.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fire (6.3%), personal/comm auto (3.0%), comm multi (0.9%), product liab. (0.9%), work comp (0.1%), other (88.8%)
Licensed in:
No States
Principal Investments:
Investment grade bonds (95.3%), cash (3.7%), non investment grade bonds (0.4%), other (0.5%)
Corporate Info
Group Affiliation
American International Group
Investment Rating
Company Address
250 Muã‘oz Rivera Avenue
SAN JUAN, PR 00918
SAN JUAN, PR 00918
Phone Number
(787) 281-1329
NAIC Number
31674
Website
Largest Affiliates
