| Weiss Ratings |
Universal Ins Co (PR)
Guaynabo, PR |
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| Rating | ||||
| Capitalization Index | 7.40 | |||
| Investment Safety Index | -- | |||
| Liquidity Index | 6.60 | |||
| Profitability Index | 8.20 | |||
| Reserve Adequacy Index | 7.00 | |||
| Stability Index | 7.60 | |||
| Company Info |
Universal Ins Co (PR)
Guaynabo, PR |
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| Industry | P&C | |||
| NAIC Number | 31704 | |||
| Phone Number | (787) 706-7155 | |||
| Website | www.universalpr.com | |||
| Address | Metro Office Park Guaynabo, PR 00968 | |||
| Balance Sheet |
Universal Ins Co (PR)
Guaynabo, PR |
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| Total Assets | 1.23B | |||
| Capital and Reserves |
Universal Ins Co (PR)
Guaynabo, PR |
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| Risk-Adjusted Capital Ratio #1 | 1.66 | |||
| Risk-Adjusted Capital Ratio #2 | 1.36 | |||
| 1-Year Reserve Development | -1.38% | |||
| 2-Year Reserve Development | -1.85% | |||
| Capital | 432.08M | |||
| Premium to Surplus | 102.01% | |||
| Reserves to Surplus | 19.86% | |||
| Investments |
Universal Ins Co (PR)
Guaynabo, PR |
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| Cash | -- | |||
| CMO & Structured Securities | -- | |||
| Common & Preferred Stock | -- | |||
| Invested Assets | -- | |||
| Investments in Affiliates | 25.87% | |||
| Mortgages in Good Standing | -- | |||
| Non-Investment Grade Bonds | -- | |||
| Non-Performing Mortgages | -- | |||
| Other Investment Grade Bonds | -- | |||
| Other Investments | -- | |||
| Real Estate | -- | |||
| Operating Ratios |
Universal Ins Co (PR)
Guaynabo, PR |
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| Medical Loss Ratio | -- | |||
| Cash From Underwriting | 103.90% | |||
| Combined Ratio | 89.55% | |||
| Expense Ratio | 34.02% | |||
| Loss Ratio | 55.53% | |||
| Net Premium Growth | 2.74% | |||
| Other Medical |
Universal Ins Co (PR)
Guaynabo, PR |
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| Bonus Pay | -- | |||
| Capitation Pay | -- | |||
| Contractual Pay | -- | |||
| Enrollment | -- | |||
| Fee For Service | -- | |||
| Medical Expense Per Member Per Month | -- | |||
| Network Physicians | -- | |||
| Other Pay | -- | |||
| Salary Pay | -- | |||
| Total Patient Encounters - Physician | -- | |||
| Total Patient Encounters-Non-Physician | -- | |||
| Profitability |
Universal Ins Co (PR)
Guaynabo, PR |
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| Net Income | 45.54M | |||
| Net Premium | 440.76M | |||
| Health Premium | -- | |||