B
Medical Ins Exchange of CA
Oakland,  CA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.44
Risk Adjusted
Capital Ratio #2
2.51
Loss
Ratio
83.35%
Total
Assets
460.01M
Capital
227.93M
Net
Premiums
56.16M
Net
Income
5.81M
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Weiss Ratings Medical Ins Exchange of CA
Oakland, CA 		Click to
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Rating B
Capitalization Index 9.20
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 6.80
Reserve Adequacy Index 9.40
Stability Index 7.50
Company Info Medical Ins Exchange of CA
Oakland, CA 		Click to
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Industry P&C
NAIC Number 32433
Phone Number (510) 428-9411
Website www.miec.com
Address 6250 Claremont Avenue Oakland, CA 94618
Balance Sheet Medical Ins Exchange of CA
Oakland, CA 		Click to
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Total Assets 460.01M
Capital and Reserves Medical Ins Exchange of CA
Oakland, CA 		Click to
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Risk-Adjusted Capital Ratio #1 4.44
Risk-Adjusted Capital Ratio #2 2.51
1-Year Reserve Development -7.25%
2-Year Reserve Development -19.04%
Capital 227.93M
Premium to Surplus 24.64%
Reserves to Surplus 72.77%
Investments Medical Ins Exchange of CA
Oakland, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.05%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Medical Ins Exchange of CA
Oakland, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 91.03%
Combined Ratio 104.39%
Expense Ratio 21.04%
Loss Ratio 83.35%
Net Premium Growth 9.93%
Other Medical Medical Ins Exchange of CA
Oakland, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Medical Ins Exchange of CA
Oakland, CA 		Click to
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Net Income 5.81M
Net Premium 56.16M
Health Premium --