B
Medical Ins Exchange of CA
Oakland,  CA
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.60
Risk Adjusted
Capital Ratio #2
2.40
Loss
Ratio
70.43%
Total
Assets
484.60M
Capital
214.76M
Net
Premiums
51.09M
Net
Income
-823.92K
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Weiss Ratings Medical Ins Exchange of CA
Oakland, CA 		Click to
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Rating B
Capitalization Index 9.10
Investment Safety Index --
Liquidity Index 8.20
Profitability Index 6.50
Reserve Adequacy Index 9.40
Stability Index 7.30
Company Info Medical Ins Exchange of CA
Oakland, CA 		Click to
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Industry P&C
NAIC Number 32433
Phone Number (510) 428-9411
Website www.miec.com
Address 6250 Claremont Avenue Oakland, CA 94618
Balance Sheet Medical Ins Exchange of CA
Oakland, CA 		Click to
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Total Assets 484.60M
Capital and Reserves Medical Ins Exchange of CA
Oakland, CA 		Click to
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Risk-Adjusted Capital Ratio #1 4.60
Risk-Adjusted Capital Ratio #2 2.40
1-Year Reserve Development -870.00%
2-Year Reserve Development -1,530.00%
Capital 214.76M
Premium to Surplus 20.00%
Reserves to Surplus 80.00%
Investments Medical Ins Exchange of CA
Oakland, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.05%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Medical Ins Exchange of CA
Oakland, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 150.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 70.43%
Net Premium Growth 10.00%
Other Medical Medical Ins Exchange of CA
Oakland, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Medical Ins Exchange of CA
Oakland, CA 		Click to
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Net Income -823.92K
Net Premium 51.09M
Health Premium --