B
ALPS P&C Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.83
Risk Adjusted
Capital Ratio #2
2.55
Loss
Ratio
36.88%
Total
Assets
192.21M
Capital
75.77M
Net
Premiums
27.89M
Net
Income
2.86M
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Weiss Ratings ALPS P&C Ins Co
Missoula, MT 		Click to
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Rating B
Capitalization Index 8.80
Investment Safety Index --
Liquidity Index 8.20
Profitability Index 8.80
Reserve Adequacy Index 9.50
Stability Index 6.40
Company Info ALPS P&C Ins Co
Missoula, MT 		Click to
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Industry P&C
NAIC Number 32450
Phone Number (406) 728-3113
Website www.alpsinsurance.com
Address Florence Building Missoula, MT 59802
Balance Sheet ALPS P&C Ins Co
Missoula, MT 		Click to
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Total Assets 192.21M
Capital and Reserves ALPS P&C Ins Co
Missoula, MT 		Click to
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Risk-Adjusted Capital Ratio #1 3.83
Risk-Adjusted Capital Ratio #2 2.55
1-Year Reserve Development -2,090.00%
2-Year Reserve Development -3,150.00%
Capital 75.77M
Premium to Surplus 60.00%
Reserves to Surplus 110.00%
Investments ALPS P&C Ins Co
Missoula, MT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.42%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios ALPS P&C Ins Co
Missoula, MT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 70.00%
Expense Ratio 30.00%
Loss Ratio 36.88%
Net Premium Growth 0.00%
Other Medical ALPS P&C Ins Co
Missoula, MT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability ALPS P&C Ins Co
Missoula, MT 		Click to
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Net Income 2.86M
Net Premium 27.89M
Health Premium --