Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,036
597
1,633
36.56%
23.88%
2024
1,028
578
1,606
35.99%
23.31%
2023
992
595
1,587
37.49%
22.83%
2022
946
670
1,616
41.46%
23.10%
2021
807
576
1,383
41.65%
22.81%
2020
781
0
781
0.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
626
409
1,035
39.52%
49.08%
2024
589
365
954
38.26%
47.46%
2023
537
279
816
34.19%
47.29%
2022
618
335
953
35.15%
45.44%
2021
573
297
870
34.14%
44.40%
2020
515
238
753
31.61%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
197
125
322
38.82%
42.44%
2024
188
112
300
37.33%
41.75%
2023
168
149
317
47.00%
38.64%
2022
155
193
348
55.46%
39.39%
2021
158
79
237
33.33%
40.41%
2020
137
115
252
45.63%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
1
4
25.00%
81.44%
2023
1
7
8
87.50%
74.87%
2022
2
3
5
60.00%
72.69%
2021
8
6
14
42.86%
79.01%
2020
2
4
6
66.67%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
39
46
85
54.12%
13.25%
2024
38
31
69
44.93%
12.32%
2023
22
19
41
46.34%
16.34%
2022
43
27
70
38.57%
11.13%
2021
50
80
130
61.54%
18.93%
2020
32
22
54
40.74%
20.93%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
11
8
19
42.11%
63.59%
2024
2
9
11
81.82%
63.97%
2023
2
5
7
71.43%
62.55%
2022
5
5
10
50.00%
56.52%
2021
5
8
13
61.54%
62.74%
2020
4
6
10
60.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
234
104
338
30.77%
34.83%
2024
273
146
419
34.84%
35.33%
2023
312
112
424
26.42%
35.67%
2022
335
95
430
22.09%
37.14%
2021
400
113
513
22.03%
35.46%
2020
491
138
629
21.94%
33.86%