Univ Fire & Casualty Ins Co

Waterford, MI

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

0.77

Risk Adjusted
Capital Ratio #2

0.54

Loss
Ratio

62.21%

Total
Assets

157.08M

Capital

72.59M

Net
Premiums

58.91M

Net
Income

1.46M

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Weiss Ratings	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	3.40
Investment Safety Index	--
Liquidity Index	6.70
Profitability Index	4.60
Reserve Adequacy Index	7.00
Stability Index	3.80

Company Info	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	32867
Phone Number	(800) 874-8742
Website	www.ufcic.com
Address	2850 Dixie Highway Waterford, MI 48328

Balance Sheet	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	157.08M

Capital and Reserves	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	0.77
Risk-Adjusted Capital Ratio #2	0.54
1-Year Reserve Development	-0.42%
2-Year Reserve Development	-3.06%
Capital	72.59M
Premium to Surplus	81.16%
Reserves to Surplus	69.35%

Investments	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	34.99%
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	117.72%
Combined Ratio	106.93%
Expense Ratio	44.71%
Loss Ratio	62.21%
Net Premium Growth	12.96%

Other Medical	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Net Income	1.46M
Net Premium	58.91M
Health Premium	--