Major Rating Factors:
Strong long-term capitalization index (7.3 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Superior liquidity (9.5) with ample operational cash flow and liquid investments.
Other Rating Factors:
Weak profitability index (1.4) with operating losses during 2025. Weak overall results on stability tests (2.5) including weak results on operational trends. The largest net exposure for one risk is excessive at 7.9% of capital.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Med mal (100.0%)
Licensed in:
PA
Principal Investments:
Investment grade bonds (91.0%), cash (4.4%), non investment grade bonds (2.5%), other (2.2%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1650 Limekiln Pike
Dresher, PA 19025
Dresher, PA 19025
Phone Number
(610) 828-8890
NAIC Number
33537
Website
Largest Affiliates
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