A
Radian Guaranty Inc
WaynePA
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Strong long-term capitalization index (8.8 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2020. Ample reserve history (8.4) that helps to protect the company against sharp claims increases. Excellent profitability index (7.3).
Other Rating Factors: Excellent liquidity (8.3) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.7). Stability strengths include excellent operational trends, good risk adjusted capital for prior years and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Other (100%)
Licensed in: All states and GU
Principal Investments: Investment grade bonds (94.9%), cash (0.2%), other (4.9%)
Ratios
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Radian Group Inc
Investment Rating
RDN
Company Address
550 East Swedesford Road
Wayne, PA 19087
Phone Number
(800) 523-1988
NAIC Number
33790
Largest Affiliates
B
Wayne, PA - P&C