B
Nuclear Electric Ins Ltd
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Major Rating Factors: Strong long-term capitalization index (9.4 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (8.0) that helps to protect the company against sharp claims increases. Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Fair profitability index (3.8) with operating losses during 2020, 2021, 2022, 2024 and the first six months of 2025. Average return on equity over the last five years has been poor at -2.5%. Weak overall results on stability tests (0.0) including negative cash flow from operations for 2024. The largest net exposure for one risk is excessive at 37.4% of capital.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Comm multi (78.8%), other (21.2%)
Licensed in: (No states)
Principal Investments: Common stock (50.6%), investment grade bonds (20.1%), cash (0.5%), non investment grade bonds (0.3%), other (28.4%)
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Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1 Righter Parkway
Wilmington, DE 19803
Phone Number
(302) 888-3000
NAIC Number
34215
Largest Affiliates
No affiliate information available.