A
The Doctors Co an Interinsura
Napa,  CA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.30
Risk Adjusted
Capital Ratio #2
1.88
Loss
Ratio
74.10%
Total
Assets
6.06B
Capital
3.41B
Net
Premiums
963.96M
Net
Income
230.37M
My Lists My Alerts
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
72
808
880
91.82%
95.15%
2024
68
691
759
91.04%
96.08%
2023
78
708
786
90.08%
95.22%
2022
52
598
650
92.00%
96.00%
2021
49
944
993
95.07%
93.58%
2020
47
696
743
93.67%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5
20
25
80.00%
94.16%
2024
4
13
17
76.47%
92.29%
2023
8
18
26
69.23%
92.52%
2022
4
14
18
77.78%
92.14%
2021
6
11
17
64.71%
91.74%
2020
7
32
39
82.05%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
2,996
2,997
99.97%
83.87%
2024
1
1,873
1,874
99.95%
81.44%
2023
3
2,031
2,034
99.85%
74.87%
2022
1
1,849
1,850
99.95%
72.69%
2021
2
1,097
1,099
99.82%
79.01%
2020
6
932
938
99.36%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
7
15
22
68.18%
13.25%
2024
5
6
11
54.55%
12.32%
2023
8
6
14
42.86%
16.34%
2022
19
3
22
13.64%
11.13%
2021
11
27
38
71.05%
18.93%
2020
-2
25
23
108.70%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
0
0
0.00%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
6
6
100.00%
84.76%
2024
0
1
1
100.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
7
7
100.00%
84.45%
2020
0
0
0
0.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%