B
Center Mutual Ins Co
Rugby,  ND
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.18
Risk Adjusted
Capital Ratio #2
2.85
Loss
Ratio
71.61%
Total
Assets
78.99M
Capital
45.35M
Net
Premiums
21.02M
Net
Income
3.65M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,771
82
1,853
4.43%
23.31%
2023
1,718
99
1,817
5.45%
22.83%
2022
1,764
81
1,845
4.39%
23.10%
2021
1,845
80
1,925
4.16%
22.81%
2020
1,880
86
1,966
4.37%
21.51%
2019
2,320
183
2,503
7.31%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
47.45%
2023
5
0
5
0.00%
47.29%
2022
1
1
2
50.00%
45.44%
2021
1
1
2
50.00%
44.40%
2020
2
0
2
0.00%
42.45%
2019
3
0
3
0.00%
44.33%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
608
142
750
18.93%
39.58%
2023
535
124
659
18.82%
36.96%
2022
677
191
868
22.00%
37.07%
2021
654
168
822
20.44%
39.17%
2020
583
141
724
19.48%
35.42%
2019
583
203
786
25.83%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
1
2
50.00%
12.32%
2023
2
0
2
0.00%
16.34%
2022
3
0
3
0.00%
11.13%
2021
4
1
5
20.00%
18.93%
2020
7
0
7
0.00%
20.93%
2019
7
0
7
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
279
12
291
4.12%
45.22%
2023
273
9
282
3.19%
44.64%
2022
281
18
299
6.02%
46.15%
2021
256
8
264
3.03%
46.87%
2020
291
5
296
1.69%
43.90%
2019
448
13
461
2.82%
42.09%