B
Oak River Ins Co
Omaha,  NE
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.60
Risk Adjusted
Capital Ratio #2
2.80
Loss
Ratio
61.27%
Total
Assets
1.65B
Capital
805.59M
Net
Premiums
181.41M
Net
Income
6.88M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
286
54
340
15.88%
23.31%
2023
136
24
160
15.00%
22.83%
2022
10
3
13
23.08%
23.10%
2021
21
4
25
16.00%
22.81%
2020
49
14
63
22.22%
21.51%
2019
133
41
174
23.56%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
435
305
740
41.22%
47.44%
2023
228
198
426
46.48%
47.29%
2022
12
26
38
68.42%
45.44%
2021
8
13
21
61.90%
44.40%
2020
14
25
39
64.10%
42.45%
2019
132
196
328
59.76%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
4
8
50.00%
41.75%
2023
19
1
20
5.00%
38.64%
2022
8
3
11
27.27%
39.39%
2021
45
34
79
43.04%
40.41%
2020
25
24
49
48.98%
48.09%
2019
38
49
87
56.32%
43.30%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.20%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,374
876
2,250
38.93%
35.33%
2023
1,202
813
2,015
40.35%
35.67%
2022
1,322
868
2,190
39.63%
37.14%
2021
1,352
805
2,157
37.32%
35.46%
2020
1,546
666
2,212
30.11%
33.86%
2019
2,324
616
2,940
20.95%
34.01%