Major Rating Factors:
Fair long-term capitalization index (3.4 on a scale of 0 to 10) based on fair current risk adjusted capital (severe and moderate loss scenarios), although results have slipped from the excellent range during the last year. Fair profitability index (4.1) with small operating losses during 2024. Good liquidity (5.4) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Good overall results on stability tests (6.0) despite weak risk adjusted capital in prior years. Stability strengths include good operational trends and excellent risk diversification. The largest net exposure for one risk is conservative at 1.8% of capital. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (19.3%), fin guar/surety (12.0%), work comp (6.9%), med mal (5.9%), comm multi (2.7%), fire (0.7%), product liab. (0.3%), other (52.2%)
Licensed in:
All states except CT, DE, HI, LA, MA, ME, MO, MS, NC, NH, NY, RI, TN, VT
Principal Investments:
Investment grade bonds (73.7%), cash (17.0%), preferred stock (5.7%), other (3.6%)
Corporate Info
Group Affiliation
AU Holding Co Inc
Investment Rating
--
Company Address
10805 Old Mill Road
Omaha, NE 68154
Omaha, NE 68154
Phone Number
(402) 827-3424
NAIC Number
35246
Website
--
Largest Affiliates