Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
550
424
974
43.53%
23.88%
2024
43
36
79
45.57%
23.31%
2023
276
2,526
2,802
90.15%
22.83%
2022
105
669
774
86.43%
23.10%
2021
740
214
954
22.43%
22.81%
2020
1,940
820
2,760
29.71%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
506
647
1,153
56.11%
49.08%
2024
63
197
260
75.77%
47.46%
2023
360
3,347
3,707
90.29%
47.29%
2022
244
1,063
1,307
81.33%
45.44%
2021
473
303
776
39.05%
44.40%
2020
1,338
593
1,931
30.71%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
851
2,708
3,559
76.09%
42.44%
2024
797
2,697
3,494
77.19%
41.75%
2023
880
2,583
3,463
74.59%
38.64%
2022
945
2,237
3,182
70.30%
39.39%
2021
1,164
2,319
3,483
66.58%
40.41%
2020
1,570
3,804
5,374
70.79%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
38.98%
2024
0
0
0
0.00%
39.58%
2023
0
0
0
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
105
25
130
19.23%
39.17%
2020
753
133
886
15.01%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2020
0
0
0
0.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
92.29%
2020
0
2
2
100.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
207
5,070
5,277
96.08%
83.87%
2024
155
4,399
4,554
96.60%
81.44%
2023
59
2,156
2,215
97.34%
74.87%
2022
36
1,138
1,174
96.93%
72.69%
2021
66
2,195
2,261
97.08%
79.01%
2020
103
2,446
2,549
95.96%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
236
4,904
5,140
95.41%
13.25%
2024
297
6,986
7,283
95.92%
12.32%
2023
419
2,999
3,418
87.74%
16.34%
2022
446
2,652
3,098
85.60%
11.13%
2021
392
2,434
2,826
86.13%
18.93%
2020
325
2,765
3,090
89.48%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
45.23%
2023
0
0
0
0.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
0
0
0
0.00%
46.87%
2020
39
3
42
7.14%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
5
5
100.00%
84.76%
2024
0
2
2
100.00%
84.35%
2023
0
4
4
100.00%
68.07%
2022
0
5
5
100.00%
77.84%
2021
0
6
6
100.00%
84.45%
2020
5
24
29
82.76%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
20
1,320
1,340
98.51%
63.59%
2024
58
1,775
1,833
96.84%
63.97%
2023
96
1,376
1,472
93.48%
62.55%
2022
152
1,199
1,351
88.75%
56.52%
2021
148
1,188
1,336
88.92%
62.74%
2020
39
632
671
94.19%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
526
350
876
39.95%
34.83%
2024
0
0
0
0.00%
35.33%
2023
311
961
1,272
75.55%
35.67%
2022
119
354
473
74.84%
37.14%
2021
164
116
280
41.43%
35.46%
2020
116
138
254
54.33%
33.86%