B
Fidelity & Guaranty Ins Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
294
100
394
25.38%
23.31%
2023
120
23
143
16.08%
22.83%
2022
2
0
2
0.00%
23.10%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
98
100
198
50.51%
47.45%
2023
20
28
48
58.33%
47.29%
2022
0
1
1
100.00%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,185
1,353
3,538
38.24%
41.74%
2023
2,193
1,236
3,429
36.05%
38.64%
2022
1,525
863
2,388
36.14%
39.39%
2021
801
622
1,423
43.71%
40.41%
2020
174
197
371
53.10%
48.09%
2019
4
1
5
20.00%
43.30%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
1
1
100.00%
74.87%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
43
258
301
85.71%
12.32%
2023
41
229
270
84.81%
16.34%
2022
39
185
224
82.59%
11.13%
2021
23
24
47
51.06%
18.93%
2020
6
1
7
14.29%
20.93%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
19
106
125
84.80%
63.97%
2023
17
64
81
79.01%
62.55%
2022
6
38
44
86.36%
56.52%
2021
18
7
25
28.00%
62.74%
2020
2
0
2
0.00%
61.51%