Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
529
195
724
26.93%
23.88%
2024
294
100
394
25.38%
23.31%
2023
120
23
143
16.08%
22.83%
2022
2
0
2
0.00%
23.10%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
182
185
367
50.41%
49.08%
2024
98
100
198
50.51%
47.46%
2023
20
28
48
58.33%
47.29%
2022
0
1
1
100.00%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,795
1,220
3,015
40.46%
42.44%
2024
2,185
1,353
3,538
38.24%
41.75%
2023
2,193
1,236
3,429
36.05%
38.64%
2022
1,525
863
2,388
36.14%
39.39%
2021
801
622
1,423
43.71%
40.41%
2020
174
197
371
53.10%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
1
1
100.00%
74.87%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
48
357
405
88.15%
13.25%
2024
43
258
301
85.71%
12.32%
2023
41
229
270
84.81%
16.34%
2022
39
185
224
82.59%
11.13%
2021
23
24
47
51.06%
18.93%
2020
6
1
7
14.29%
20.93%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
26
92
118
77.97%
63.59%
2024
19
106
125
84.80%
63.97%
2023
17
64
81
79.01%
62.55%
2022
6
38
44
86.36%
56.52%
2021
18
7
25
28.00%
62.74%
2020
2
0
2
0.00%
61.51%