Major Rating Factors:
Excellent profitability index (8.7 on a scale of 0 to 10). Excellent liquidity (7.5) with ample operational cash flow and liquid investments. Fair long-term capitalization index (4.5) based on fair current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year.
Other Rating Factors:
Good overall results on stability tests (5.9) despite. Stability strengths include good operational trends and excellent risk diversification. The largest net exposure for one risk is acceptable at 2.6% of capital. A history of deficient reserves (1.7) that places pressure on both capital and profits. In 2025 the two year reserve development was 87.1% deficient.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Work comp (86.5%), personal/comm auto (4.6%), fin guar/surety (1.6%), other (7.3%)
Licensed in:
All states except CA
Principal Investments:
Investment grade bonds (54.9%), common stock (22.7%), cash (9.1%), non investment grade bonds (1.7%), preferred stock (0.8%), other (10.7%)
Corporate Info
Group Affiliation
Brookfield Wealth Solutions Ltd
Investment Rating
Company Address
654 Main Street
Rockwood, PA 15557
Rockwood, PA 15557
Phone Number
(814) 926-4661
NAIC Number
35505
Website
Largest Affiliates