C
Protective P&C Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
18.11
Risk Adjusted
Capital Ratio #2
11.12
Loss
Ratio
72.62%
Total
Assets
465.02M
Capital
217.87M
Net
Premiums
67.41M
Net
Income
16.61M
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Weiss Ratings Protective P&C Ins Co
Chesterfield, MO 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.30
Profitability Index 7.70
Reserve Adequacy Index 9.20
Stability Index 7.10
Company Info Protective P&C Ins Co
Chesterfield, MO 		Click to
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Industry P&C
NAIC Number 35769
Phone Number (800) 950-6060
Website www.protective.com
Address 14755 North Outer Forty Road Chesterfield, MO 63017
Balance Sheet Protective P&C Ins Co
Chesterfield, MO 		Click to
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Total Assets 465.02M
Capital and Reserves Protective P&C Ins Co
Chesterfield, MO 		Click to
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Risk-Adjusted Capital Ratio #1 18.11
Risk-Adjusted Capital Ratio #2 11.12
1-Year Reserve Development -0.88%
2-Year Reserve Development -1.09%
Capital 217.87M
Premium to Surplus 30.94%
Reserves to Surplus 2.26%
Investments Protective P&C Ins Co
Chesterfield, MO 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Protective P&C Ins Co
Chesterfield, MO 		Click to
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Medical Loss Ratio --
Cash From Underwriting 109.22%
Combined Ratio 96.63%
Expense Ratio 24.02%
Loss Ratio 72.62%
Net Premium Growth -3.72%
Other Medical Protective P&C Ins Co
Chesterfield, MO 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Protective P&C Ins Co
Chesterfield, MO 		Click to
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Net Income 16.61M
Net Premium 67.41M
Health Premium --