Mid-Hudson Co-Operative Ins Co

Montgomery, NY

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

1.02

Risk Adjusted
Capital Ratio #2

0.61

Loss
Ratio

57.17%

Total
Assets

51.61M

Capital

13.73M

Net
Premiums

22.59M

Net
Income

1.66M

My Lists My Alerts

Weiss Ratings	Mid-Hudson Co-Operative Ins Co Montgomery, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	3.90
Investment Safety Index	--
Liquidity Index	6.20
Profitability Index	3.40
Reserve Adequacy Index	4.20
Stability Index	2.80

Company Info	Mid-Hudson Co-Operative Ins Co Montgomery, NY	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	35866
Phone Number	(845) 457-5001
Website	www.swus.com
Address	104 Bracken Road Montgomery, NY 12549

Balance Sheet	Mid-Hudson Co-Operative Ins Co Montgomery, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	51.61M

Capital and Reserves	Mid-Hudson Co-Operative Ins Co Montgomery, NY	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	1.02
Risk-Adjusted Capital Ratio #2	0.61
1-Year Reserve Development	-1.69%
2-Year Reserve Development	-0.72%
Capital	13.73M
Premium to Surplus	164.51%
Reserves to Surplus	134.60%

Investments	Mid-Hudson Co-Operative Ins Co Montgomery, NY	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	0.40%
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Mid-Hudson Co-Operative Ins Co Montgomery, NY	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	90.13%
Combined Ratio	96.43%
Expense Ratio	39.26%
Loss Ratio	57.17%
Net Premium Growth	-7.94%

Other Medical	Mid-Hudson Co-Operative Ins Co Montgomery, NY	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Mid-Hudson Co-Operative Ins Co Montgomery, NY	Click to Compare	Click to Compare	Click to Compare
Net Income	1.66M
Net Premium	22.59M
Health Premium	--