Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
11
3
14
21.43%
23.88%
2024
18
10
28
35.71%
23.31%
2023
17
14
31
45.16%
22.83%
2022
15
0
15
0.00%
23.10%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
53
53
106
50.00%
49.08%
2024
53
35
88
39.77%
47.46%
2023
55
40
95
42.11%
47.29%
2022
28
0
28
0.00%
45.44%
2021
2
1
3
33.33%
44.40%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
17
80
97
82.47%
42.44%
2024
8
55
63
87.30%
41.75%
2023
25
71
96
73.96%
38.64%
2022
31
103
134
76.87%
39.39%
2021
21
58
79
73.42%
40.41%
2020
32
153
185
82.70%
48.09%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
114
115
99.13%
95.15%
2024
0
65
65
100.00%
96.08%
2023
0
49
49
100.00%
95.22%
2022
0
11
11
100.00%
96.00%
2021
0
13
13
100.00%
93.58%
2020
0
18
18
100.00%
94.02%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
254
255
99.61%
83.87%
2024
1
227
228
99.56%
81.44%
2023
3
210
213
98.59%
74.87%
2022
0
232
232
100.00%
72.69%
2021
2
294
296
99.32%
79.01%
2020
5
207
212
97.64%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
52
248
300
82.67%
13.25%
2024
47
278
325
85.54%
12.32%
2023
68
320
388
82.47%
16.34%
2022
55
313
368
85.05%
11.13%
2021
73
283
356
79.49%
18.93%
2020
93
253
346
73.12%
20.93%