National Guardian RRG Inc
Major Rating Factors:
Weak overall results on stability tests (2.7 on a scale of 0 to 10) including weak risk diversification. The largest net exposure for one risk is high at 3.7% of capital. Good long-term capitalization index (6.6) based on excellent current risk adjusted capital (severe loss scenarios) reflecting improvement over results in 2022. History of adequate reserve strength (5.6) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Good overall profitability index (6.1) despite operating losses during 2021. Superior liquidity (9.9) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Med mal (100.0%)
Licensed in:
HI
Principal Investments:
Investment grade bonds (69.7%), cash (6.0%), common stock (2.7%), non investment grade bonds (0.4%), other (21.2%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
146 Fairchild Street
Charleston, SC 29492
Charleston, SC 29492
Phone Number
(843) 614-3135
NAIC Number
36072
Website
--
Largest Affiliates
There are no affiliate to display.