B
SAIF Corp
Salem,  OR
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.83
Risk Adjusted
Capital Ratio #2
2.36
Loss
Ratio
104.79%
Total
Assets
5.27B
Capital
2.08B
Net
Premiums
229.57M
Net
Income
-21.15M
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Weiss Ratings SAIF Corp
Salem, OR 		Click to
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Rating B
Capitalization Index 8.80
Investment Safety Index --
Liquidity Index 7.20
Profitability Index 3.70
Reserve Adequacy Index 9.40
Stability Index 7.30
Company Info SAIF Corp
Salem, OR 		Click to
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Industry P&C
NAIC Number 36196
Phone Number (503) 373-8000
Website www.saif.com
Address 400 High St SE Salem, OR 97312
Balance Sheet SAIF Corp
Salem, OR 		Click to
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Total Assets 5.27B
Capital and Reserves SAIF Corp
Salem, OR 		Click to
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Risk-Adjusted Capital Ratio #1 3.83
Risk-Adjusted Capital Ratio #2 2.36
1-Year Reserve Development -230.00%
2-Year Reserve Development -500.00%
Capital 2.08B
Premium to Surplus 30.00%
Reserves to Surplus 130.00%
Investments SAIF Corp
Salem, OR 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios SAIF Corp
Salem, OR 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 130.00%
Expense Ratio 30.00%
Loss Ratio 104.79%
Net Premium Growth 0.00%
Other Medical SAIF Corp
Salem, OR 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability SAIF Corp
Salem, OR 		Click to
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Net Income -21.15M
Net Premium 229.57M
Health Premium --