Major Rating Factors:
History of adequate reserve strength (6.6 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall profitability index (5.2). Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors:
Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall results on stability tests (7.3). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
AZ, MI
Principal Investments:
Investment grade bonds (94.0%), other (6.0%)
Corporate Info
Group Affiliation
Nationwide Mutual Group
Investment Rating
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Company Address
700 Tower Drive
Troy, MI 48098
Troy, MI 48098
Phone Number
(614) 249-1545
NAIC Number
36269
Website
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Largest Affiliates