A
Farmers & Mechanics Mutl (WV)
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.79
Risk Adjusted
Capital Ratio #2
3.24
Loss
Ratio
55.39%
Total
Assets
123.25M
Capital
89.87M
Net
Premiums
19.16M
Net
Income
739.71K
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
211
72
283
25.44%
41.74%
2023
154
67
221
30.32%
38.64%
2022
110
67
177
37.85%
39.39%
2021
182
60
242
24.79%
40.41%
2020
40
40
80
50.00%
48.09%
2019
25
11
36
30.56%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,277
423
1,700
24.88%
39.58%
2023
1,076
369
1,445
25.54%
36.96%
2022
835
396
1,231
32.17%
37.07%
2021
863
368
1,231
29.89%
39.17%
2020
901
359
1,260
28.49%
35.42%
2019
936
390
1,326
29.41%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
1
3
33.33%
12.32%
2023
0
1
1
100.00%
16.34%
2022
2
2
4
50.00%
11.13%
2021
1
6
7
85.71%
18.93%
2020
4
4
8
50.00%
20.93%
2019
1
6
7
85.71%
16.90%