Major Rating Factors:
Fair overall results on stability tests (3.7 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 8.2% of capital. Good overall profitability index (6.8). Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Strong long-term capitalization index (8.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.4) that helps to protect the company against sharp claims increases.
Stability Factors:
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Other (100%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (78.3%), common stock (16.7%), cash (0.1%), other (4.9%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1800 Gateway Drive
San Mateo, CA 94404
San Mateo, CA 94404
Phone Number
(650) 378-6800
NAIC Number
36340
Website
Largest Affiliates
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