E
Citizens United Recpl Exchange
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
7,946
4,271
12,217
34.96%
23.31%
2023
7,614
3,265
10,879
30.01%
22.83%
2022
4,986
2,351
7,337
32.04%
23.10%
2021
2,516
1,545
4,061
38.04%
22.81%
2020
1,812
1,039
2,851
36.44%
21.51%
2019
2,054
1,343
3,397
39.53%
22.66%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,533
4,437
7,970
55.67%
45.22%
2023
1,935
2,694
4,629
58.20%
44.64%
2022
1,675
1,709
3,384
50.50%
46.15%
2021
1,427
1,274
2,701
47.17%
46.87%
2020
1,246
905
2,151
42.07%
43.90%
2019
1,806
1,005
2,811
35.75%
42.09%