B
Governmental InterIns
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.91
Risk Adjusted
Capital Ratio #2
2.86
Loss
Ratio
113.53%
Total
Assets
50.60M
Capital
35.32M
Net
Premiums
3.94M
Net
Income
-1.06M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
123
12
135
8.89%
23.31%
2023
112
15
127
11.81%
22.83%
2022
129
16
145
11.03%
23.10%
2021
146
15
161
9.32%
22.81%
2020
152
18
170
10.59%
21.51%
2019
283
37
320
11.56%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
43
28
71
39.44%
47.45%
2023
36
18
54
33.33%
47.29%
2022
51
39
90
43.33%
45.44%
2021
73
37
110
33.64%
44.40%
2020
77
24
101
23.76%
42.45%
2019
105
37
142
26.06%
44.33%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
3
3
100.00%
72.69%
2021
0
1
1
100.00%
79.01%
2020
0
2
2
100.00%
80.13%
2019
2
0
2
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
29
82
111
73.87%
12.32%
2023
26
85
111
76.58%
16.34%
2022
27
99
126
78.57%
11.13%
2021
33
77
110
70.00%
18.93%
2020
22
98
120
81.67%
20.93%
2019
69
191
260
73.46%
16.90%