E
Direct Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.80
Risk Adjusted
Capital Ratio #2
0.70
Loss
Ratio
--
Total
Assets
132.45M
Capital
7.48M
Net
Premiums
0.00
Net
Income
215.27K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
6,609
5,410
12,019
45.01%
22.80%
2023
5,774
4,530
10,304
43.96%
22.83%
2022
4,842
3,868
8,710
44.41%
23.10%
2021
4,523
3,356
7,879
42.59%
22.81%
2020
3,814
2,624
6,438
40.76%
21.51%
2019
4,258
2,576
6,834
37.69%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
11
27
38
71.05%
39.63%
2023
21
38
59
64.41%
36.96%
2022
9
18
27
66.67%
37.07%
2021
11
8
19
42.11%
39.17%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
7,982
7,534
15,516
48.56%
45.00%
2023
5,944
6,103
12,047
50.66%
44.64%
2022
4,691
5,035
9,726
51.77%
46.15%
2021
5,175
4,820
9,995
48.22%
46.87%
2020
4,794
3,977
8,771
45.34%
43.90%
2019
5,867
3,624
9,491
38.18%
42.09%