Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
45
0
45
0.00%
23.88%
2024
28
0
28
0.00%
23.31%
2023
24
0
24
0.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
37
9
46
19.57%
22.81%
2020
38
7
45
15.56%
21.51%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
0
3
0.00%
42.44%
2024
4
0
4
0.00%
41.75%
2023
3
0
3
0.00%
38.64%
2022
0
0
0
0.00%
39.39%
2021
2
1
3
33.33%
40.41%
2020
3
2
5
40.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
62
0
62
0.00%
38.98%
2024
64
0
64
0.00%
39.58%
2023
59
0
59
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
64
22
86
25.58%
39.17%
2020
91
23
114
20.18%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
33
0
33
0.00%
45.21%
2024
34
0
34
0.00%
45.23%
2023
28
0
28
0.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
10
2
12
16.67%
46.87%
2020
10
3
13
23.08%
43.90%