Major Rating Factors:
Fair overall results on stability tests (4.2 on a scale of 0 to 10) including. Good profitability index (4.9) with operating losses during 2020. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2019. Ample reserve history (9.4) that helps to protect the company against sharp claims increases.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Work comp (100.0%)
Licensed in:
ID, MT
Principal Investments:
Investment grade bonds (75.3%), common stock (13.1%), cash (4.1%), real estate (3.0%), other (4.4%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
2676 South Vista Avenue
Boise, ID 83705
Boise, ID 83705
Phone Number
(208) 336-7733
NAIC Number
37370
Website
Largest Affiliates
No affiliate information available.