C
Prof Ins Exchange Mutl Inc
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Fair profitability index (4.2 on a scale of 0 to 10). Weak overall results on stability tests (2.5) including weak risk diversification and negative cash flow from operations for 2025. Strong long-term capitalization index (7.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (8.3) that helps to protect the company against sharp claims increases. Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Other (100%)
Licensed in: (No states)
Principal Investments: Common stock (51.0%), investment grade bonds (34.8%), cash (5.1%), real estate (4.8%), other (4.3%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
10446 S 1055 W
South Jordan, UT 84095
Phone Number
(801) 262-0200
NAIC Number
37435
Largest Affiliates
There are no affiliate to display.