Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
37
63
100
63.00%
23.88%
2024
71
57
128
44.53%
23.31%
2023
555
371
926
40.06%
22.83%
2022
0
1,474
1,474
100.00%
23.10%
2021
373
279
652
42.79%
22.81%
2020
332
299
631
47.39%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
120
131
251
52.19%
49.08%
2024
452
94
546
17.22%
47.46%
2023
705
669
1,374
48.69%
47.29%
2022
576
409
985
41.52%
45.44%
2021
622
338
960
35.21%
44.40%
2020
614
340
954
35.64%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
4
7
11
63.64%
38.64%
2022
3
5
8
62.50%
39.39%
2021
4
2
6
33.33%
40.41%
2020
1
1
2
50.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
289
62
351
17.66%
38.98%
2024
452
101
553
18.26%
39.58%
2023
3,255
1,003
4,258
23.56%
36.96%
2022
1,610
715
2,325
30.75%
37.07%
2021
1,855
1,145
3,000
38.17%
39.17%
2020
2,039
1,522
3,561
42.74%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
19
20
95.00%
83.87%
2024
1
32
33
96.97%
81.44%
2023
10
57
67
85.07%
74.87%
2022
15
35
50
70.00%
72.69%
2021
15
21
36
58.33%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
13
35
48
72.92%
13.25%
2024
9
17
26
65.38%
12.32%
2023
77
129
206
62.62%
16.34%
2022
83
132
215
61.40%
11.13%
2021
61
225
286
78.67%
18.93%
2020
87
228
315
72.38%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
20
20
100.00%
46.15%
2021
0
6
6
100.00%
46.87%
2020
58
21
79
26.58%
43.90%